In the last post, we discussed different ways to pay for assisted living with options that may already be available to you, ranging from life insurance policies to paying with a savings account. But we know that people have different financial situations and none of the previous ways to pay for assisted living might be a reality. That said, we’ve highlighted different options that you and your loved ones can apply for to get help with paying for this significant transition.
OK, so you’ve talked with Mom or Dad about the necessary choices for their future and everyone is in agreement, whether it be an assisted living facility or nursing home. Naturally, each one of us in this situation is probably thinking, “How in the world will we afford this?” Let’s dive into this subject to give some perspective and insight to help answer this very question.
Let’s wrap up this blog series with guidance on how to make these conversations as smooth as possible. As you have this conversation with your Mom and/or Dad, there are 4 things that you can do to ensure the best possible experience. Be empathetic. Empathy means to identify with feelings, thoughts, attitudes of another. Understanding Mom or Dad’s emotions is crucial. Listening and acknowledging what they are expressing is just as meaningful. The ideas that come along with assisted living facilities are not always positive and you want to hear Mom and/or Dad out on this subject.
You’ve made the decision to begin the conversations with your parent(s). Now, you’ve got to create the environment for this talk. First, reflect on the “why” behind your conversation and what the goals & action items will be. Think about how your parent(s) may react and be ready to respectfully handle it. Determine what the level of need is for your parent(s). Is it urgent that they move soon? Or is this something that can be postponed until they are ready? Finally, establishing a clear understanding of the wants and needs will help to better clarify what you want to express to Mom & Dad. Let’s focus on two key recommendations to help you begin this journey:
During this time of year we tend to think more about who and what we are thankful for and personally that leads me to thinking about my purpose in life. We all need our own purpose as without it we do not feel wanted, appreciated, valued, loved or cared for and this can be the case even more so as we age. I have witnessed first hand more times than I can count how elders fear having no purpose which usually stems from isolation in the home.
As children, our parents worked hard and sacrificed for our well-being and livelihood. We were certain that one day it would be our turn to take care of them and sacrifice for them to live comfortably in their later years. But hold up…this is real life. We are already overworked, often underpaid and are sacrificing for our own children now. We love our parents and want the best for them but also recognize that we, personally, may be unable to give them the time and attention they deserve.
Maintaining a healthy diet full of vegetables, fruits, proteins, and grains is one of the most important things that seniors can do to stay healthy. In addition to continuing to stay active, a healthy diet can help seniors stay as strong and independent as possible.
Keep the following nutrition tips in mind when developing an eating regimen for your senior loved one:
According to the National Council on Aging, one in four seniors in the United States over the age of 65 will fall every year. Not only is it one of the greatest risks for seniors, falling is also the leading cause of both fatal and non-fatal injuries among those over 65. Should a senior choose to remain at home, their caregivers and families should take the necessary precautions to reduce the chance of the senior falling.